Sometimes there is pre-existing damage or construction defects that predate the insurance claim, so it is important to conduct a thorough inspection of the structure. ICE specializes in foundation, wall structure and roof inspections. Our experience encompasses a variety of wall structures (lumber, timber and steel framing, structural panel, masonry, and concrete) and roof surfacing systems: asphalt shingle, modified bitumen, built-up roofing, foam, wood shake, clay & asbestos tile, slate, metal panel, and TPO, PVC, and EPDM membrane. Each system reacts differently to long term weathering, hail impact and wind forces, so familiarity with all surfacing types is important.
A variety of design and construction defects, as well as other factors can result in failure, both during construction and occupancy. Many basement foundations are not equipped with an adequate drainage system, which allows rapid build-up of subsurface hydrostatic pressure during periods of high intensity rainfall. Inadequate footers, inadequate lateral support in basements, and highly expansive soil conditions can result in heave or settlement. Foundation failure may also result in distress to the exterior cladding and interior wall-ceiling or wall-floor joints of the structure.
Similar to foundation wall failure, retaining walls can fail when improperly designed and constructed. Heavy rainfall that saturates the soil can lead to increased subsurface hydrostatic forces that results in outward pressure on the wall, particularly when the drainage system is inadequate or absent. Some retaining walls are inadequately engineered which can result in global slope failure of the underlying soil in addition to failure of the wall.
When structural members become overloaded, either through weather events, or due to design and construction defects, failure will result. Structural components that are inadequately fastened together can separate or detach completely. Failure may be localized, or can endanger the stability of the entire structure, requiring temporary bracing to prevent a collapse.
Differential foundation movement, long term weathering, and improper installation (such as no brick ties, a faulty mortar mix, or no foundation support) can result in distress or collapse of the exterior veneer of the building. High Speed wind can also create suction that causes veneer to separate from the structure.
Roof leaks can originate from a variety of sources; poor design, improper installation, storm damage, and inadequate maintenance. Each roof system has specific weaknesses that can lead to non-storm damage. Cost cutting measures during installation can result in roofs that are susceptible to damage. Inadequate maintenance of the roof surface can also results in leaks.
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