INSURANCE PROPERTY CLAIMS

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Wind damage may range from minor impact damage by windblown debris, to tearing and detachment of roof shingles, to total destruction of the above-ground framed portion of a building in the case of a tornado.  

ICE provides damage appraisal to determine what portion of the structure requires repair and assessment of the foundation to determine suitability of use in rebuilding. Letters concerning scope of work can be provided to the governing municipality when needed.

ICE provides determination of water source (surface, subsurface, roof leak, HVAC condensation or plumbing leak), possible solutions to prevent future flooding or leaks, and extent of interior water damage. ICE is experienced determining long term vs. recent water damage, and issues concerning mold growth.

ICE verifies the existence and determines the extent of impact damage to roof systems and building envelopes. Experience with hail claims is important because hail size, impact angle, storm intensity, storm heading, and roof surfacing material and age directly affect severity and type of damage. The existence of a hail event does not necessarily indicate that damage has occurred. 

Trees typically fall during storm events but can also collapse due to severe rotting or animal damage. Thorough evaluation of the roof and walls of the impacted building are necessary to ensure all structural damage is identified and repaired.

Collision with a structure can result in minor structural damage, displacement and structural separation, or total collapse. Whether it is a residence, commercial building or a railroad bridge, it is important to have an expert with a structural background to ensure all damage is identified and repaired.